2/02/2026

UPPER MICHIGAN - In Michigan, more than 530-thousand residents depend on Affordable Care Act marketplace plans – and advocates warn coverage is becoming harder to afford as enhanced federal tax credits expire. New enrollment data show fewer Michiganders signed up for coverage this year as premiums and deductibles rose for many individual plans.

                    0:15  "Husband and wife that live in Michigan, and their household income is $32,000 – and last year they were paying $88 dollars for their plan. And to renew the same plan, it was going to be $888 dollars. Can you imagine going from $88 to $888?"

Federal subsidies weren’t eliminated altogether, but that the enhanced credits added during the pandemic have expired.

Supporters of the changes say the shift is aimed at limiting federal spending and stabilizing insurance markets.